BETTER THAN THE BANKS!
VEHICLE FINANCE STARTING FROM
5.67% P.A.*
Approved in 24 hours through 50+ lenders. No paperwork, no hassle — just fast, simple car finance for business owners, tradies, and employees. 🇦🇺 Local Australian Phone support, every step of the way.
Apply here in 2 minutes.
We work for you, not the banks. Over 10,000 Australian families have trusted us in the last 10 years
TRADIES, SMALL BUSINESS & FULL TIME EMPLOYEE FINANCE
At Kingsway Smart Loans, we make car finance simple, fast, and flexible.
With access to 50+ trusted lenders – including major banks, prime lenders, and second chance financiers – we find solutions tailored to your needs, with rates currently from just 5.67%*. Whether you’re after a no-deposit loan, a low-doc option, or a standard car loan, our team has you covered.
Backed by more than 60 years of combined industry experience and seven successful years trading under Kingsway Smart Loans, we know what it takes to get you moving.
With over 800 five-star Google reviews and access to a nationwide dealer network, we deliver not just finance, but a better, faster way to buy your next vehicle.
Your Car Finance
Questions Answered!
What if I don’t have a deposit right now?
No worries — we offer no-deposit car loans. You can get approved without needing to put any money down upfront.
My credit isn’t perfect. Can I still get approved?
Yes. We work with over 40 lenders, including those who specialise in second-chance finance. Even if you’ve been declined before, we may still be able to help.
Will applying hurt my credit score?
No. We use smart matching technology to find the right lender without impacting your credit score. You’ll only proceed to full application once we know there’s a strong fit.
How fast can I get the funds?
Most of our clients get approved in under 24 hours, and receive funds shortly after. If you’ve already found the car you want, we can move quickly.
Do you finance cars from private sellers, or only dealers?
We do both. Whether you’re buying from a dealership or a private seller, we can help you secure the finance.
I’m not sure how much I can borrow — can you help?
Yes — submit a quick quote and we’ll guide you through your options, including how much you’re eligible to borrow and what repayments will look like.
What if I’m self-employed or an ABN holder?
No problem. We offer low-doc loans designed for business owners, sole traders, and ABN holders with flexible income documentation.
Can I speak to someone before applying?
Absolutely. If you have questions, our team is happy to chat and walk you through it — no pressure. Just give us a call or request a callback when you’re ready.
Our Customers, Their Cars, Genuine Smiles.
These are real Google reviews from real drivers who trusted us to get them behind the wheel.
Angela was an absolute angel 😇 in the process of my car loan.She kept me updated with all of the process.Thanks so much Ang
Brett and Kai were both amazing at assisting me through the process of financing my car.It was a longer process that I expected and while I became disillusioned with the process, expecting a negative experience, they both supported me through it all, emotionally and logically.I now get to collect my new girl tomorrow.Kai thought my name for her was delightful!Because of the black trim around the tail lights, (looks like Cleopatra's makeup) I've named her Cleo and she's red, so she goes fast! 🤣Thanks again Kai and Brett, you both are fantastic in your respective positions in the company, friendly, approachable and easy to chat and laugh with.I felt very comfortable and not once felt like a number, or just another customer.I appreciate your supportGush over.Cheers Nikki
Super helpful and fast! He worked so hard made the process so smooth. Highly recommend
Oskar and Thomas made my car financing experience smooth and hassle-free, with excellent customer service. I highly recommend them for their transparency, efficiency, and professionalism!👍🏻
Where do I begin with the amazing service and experience I experienced with this company, especially Brett.I was told by the dealership because of my age it would be a struggle to find a loan company that would lend me as much as my car was, I just decided to put in an application with these brokers anyway. Not super hopeful that I’d get my dream car. As a younger person, dealing with finances and loans is a completely new experience, and I’ll admit I was nervous.I got the call just after work to go through some details and they would refer me through to a broker, and not even a day later Brett called me. Not only did he reconfirm my details and situation, he was extremely friendly, professional and up for a chat. He said he has a company in mind and my hopes got higher. They were a company who weren’t deterred by my age, and instead of going through multiple company’s, Brett knew exactly who to go through. His experience and expertise in loans somehow got my conditional approval very quickly.From there it was just up, communicating with Brett through text and phone calls, he was super happy to answer all my random questions about loans, all those questions were answered promptly. Somehow it was approved the next day, he called me and sat through nearly an hour on the phone going through the contract and any questions I had. His communication and conversations made me comfortable and confident that i could trust the process and him for getting me the right outcome.It was in for settlement the same day and I picked up the cat the next. Somehow, even after the deal was done, he still checked up to see how the car was, and if I was liking it ect.As a young 19 year old, I never felt any cold feet, all questions were answered, the process was smooth and absolutely wonderful. I would highly recommend Brett, he is great at what he does and overall just a good communicator. If you want something done quickly, Brett will try his hardest for you.If I ever need to finance a car, I will 100% call Brett or kingsway finance again. 10/10 experience and I highly recommend for younger drivers to go through this company.
Take the next step – complete the quick quote form above!
Your Car Finance Questions Answered!
What if I don’t have a deposit right now?
No worries — we offer no-deposit car loans. You can get approved without needing to put any money down upfront.
My credit isn’t perfect. Can I still get approved?
Yes. We work with over 40 lenders, including those who specialise in second-chance finance. Even if you’ve been declined before, we may still be able to help.
Will applying hurt my credit score?
No. We use smart matching technology to find the right lender without impacting your credit score. You’ll only proceed to full application once we know there’s a strong fit.
How fast can I get the funds?
Most of our clients get approved in under 24 hours, and receive funds shortly after. If you’ve already found the car you want, we can move quickly.
Do you finance cars from private sellers, or only dealers?
We do both. Whether you’re buying from a dealership or a private seller, we can help you secure the finance.
I’m not sure how much I can borrow — can you help?
What if I’m self-employed or an ABN holder?
No problem. We offer low-doc loans designed for business owners, sole traders, and ABN holders with flexible income documentation.
Can I speak to someone before applying?
Absolutely. If you have questions, our team is happy to chat and walk you through it — no pressure. Just give us a call or request a callback when you’re ready.
