CAR LOANS
STARTING FROM
5.94% P.A.*
Find out if you qualify for a car loan
with our simple Quick Quote!
Get Your Quick Quote.
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Stress free car finance that works for you.
At Kingsway Smart Loans, we make car finance simple, fast, and flexible.
With access to over 40 trusted lenders – including major banks, prime lenders, and second chance financiers – we find solutions tailored to your needs, with rates currently from just 5.94%*. Whether you’re after a no-deposit loan, a low-doc option, or a standard car loan, our team has you covered.
Backed by more than 60 years of combined industry experience and seven successful years trading under Kingsway Smart Loans, we know what it takes to get you moving.
With over 400 five-star Google reviews and access to a nationwide dealer network, we deliver not just finance, but a better, faster way to buy your next vehicle.
Your Car Finance Questions Answered!
What if I don’t have a deposit right now?
No worries — we offer no-deposit car loans. You can get approved without needing to put any money down upfront.
My credit isn’t perfect. Can I still get approved?
Yes. We work with over 40 lenders, including those who specialise in second-chance finance. Even if you’ve been declined before, we may still be able to help.
Will applying hurt my credit score?
No. We use smart matching technology to find the right lender without impacting your credit score. You’ll only proceed to full application once we know there’s a strong fit.
How fast can I get the funds?
Most of our clients get approved in under 24 hours, and receive funds shortly after. If you’ve already found the car you want, we can move quickly.
Do you finance cars from private sellers, or only dealers?
We do both. Whether you’re buying from a dealership or a private seller, we can help you secure the finance.
I’m not sure how much I can borrow — can you help?
What if I’m self-employed or an ABN holder?
No problem. We offer low-doc loans designed for business owners, sole traders, and ABN holders with flexible income documentation.
Can I speak to someone before applying?
Absolutely. If you have questions, our team is happy to chat and walk you through it — no pressure. Just give us a call or request a callback when you’re ready.
Your Car Finance
Questions Answered!
What if I don’t have a deposit right now?
No worries — we offer no-deposit car loans. You can get approved without needing to put any money down upfront.
My credit isn’t perfect. Can I still get approved?
Yes. We work with over 40 lenders, including those who specialise in second-chance finance. Even if you’ve been declined before, we may still be able to help.
Will applying hurt my credit score?
No. We use smart matching technology to find the right lender without impacting your credit score. You’ll only proceed to full application once we know there’s a strong fit.
How fast can I get the funds?
Most of our clients get approved in under 24 hours, and receive funds shortly after. If you’ve already found the car you want, we can move quickly.
Do you finance cars from private sellers, or only dealers?
We do both. Whether you’re buying from a dealership or a private seller, we can help you secure the finance.
I’m not sure how much I can borrow — can you help?
Yes — submit a quick quote and we’ll guide you through your options, including how much you’re eligible to borrow and what repayments will look like.
What if I’m self-employed or an ABN holder?
No problem. We offer low-doc loans designed for business owners, sole traders, and ABN holders with flexible income documentation.
Can I speak to someone before applying?
Absolutely. If you have questions, our team is happy to chat and walk you through it — no pressure. Just give us a call or request a callback when you’re ready.
Take the next step – complete the quick quote form above!
Need finance for something else? We can help with that too.
Car
Boat
Jet Ski
Motorbike
Personal
Caravan
Truck
Equipment
Aircraft
Business
*Disclaimer: Representative example: Based on $30,000 loan with an 84-month term for a borrower with excellent credit history at a rate of 5.99% p.a. the estimated total amount payable per month is $452. Interest rates range from 5.99% p.a. (comparison rate 8.07% p.a.) to 12.37% p.a. (comparison rate 20.30% p.a.). Rates are subject to change depending on the rates offered by lenders in our Lending Markets. Ausloans credit criteria and terms and conditions apply.